How to choose a card for paying for Facebook Ads without extra costs

Facebook, owned by Meta, has strict requirements for ad payment tools. If you use a card with an incompatible BIN, your ad account could be blocked. For media buyers, it’s also crucial to stay within the set spending limits. Balancing between the risk of account blockage and keeping ad payments within budget can be tricky.

This is where virtual cards from PSTNET come in handy. This service provides top-rated credit cards for Facebook Ads, trusted by professional media buyers.

PSTNET: Virtual Cards for Facebook Ads

PSTNET offers a variety of virtual Visa and Mastercard options, suited for digital subscriptions, online shopping, and travel. The cards are issued by banks in the US and Europe.

PSTNET’s virtual credit cards for Facebook Ads comply with all of Meta’s policies and help optimise spending. Why use credit cards specifically? One common reason for payment declines on Meta platforms is exceeding card limits. Declines can compromise the card and lead to a cascade of issues. Plus, Facebook generally works better with credit cards than with debit ones.

Financial Features: Fees and Card Costs

PSTNET’s service includes both debit and credit cards, optimised specifically for media buying on platforms like Facebook.

With PSTNET’s focus on media buying, the cards come with user-friendly features and optimised fees:

  • 0% transaction fees
  • 0% withdrawal fees
  • 0% decline fees
  • 0% fees on frozen/blocked card transactions
  • From 2% deposit fees
  • 3% cashback on ad spending through PST Private

PST Private is a dedicated programme for media buyers and marketers, offering exclusive perks. Alongside cashback, you can issue up to 100 free cards per month. There’s no need to verify ad budgets – just choose the right plan on the website. Plans include Large, Medium, Small, and Extra Small packages.

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Tools for the Job: BIN Checker, Multi-Card Management, and Spending Analytics

To reduce declines, it’s also important to use a BIN checker. With it, you can quickly verify if your card is suitable for Facebook payments.

PSTNET has its own BIN checker tool, called Pulse. This free tool minimises declines by providing extended card information in seconds. The database has over 500,000 BINs, and PSTNET cards allow you to check average spending per card, billing thresholds, and the percentage of successful transactions. This data helps you decide if using a particular card is a smart choice in any given situation.

Managing multiple cards is key, not only for teams but also for solo media buyers who typically use several virtual cards in their work. To effectively monitor results and optimise spending, it’s helpful to distribute budgets across different ad campaigns. This allows you to keep full control and avoid surprises.

PSTNET’s user dashboard includes specific tools for this purpose. You can allocate tasks, assign roles, set card limits, and request top-ups from other team members. The interface is simple and intuitive, so there’s no need for special training – everything is designed to be user-friendly.

Detailed reports on all financial transactions are also available in the dashboard. Card users can analyse each financial flow and access data for Facebook ad campaign analytics.

Features: Card Top-Ups, Issuance, and Customer Support

To top up your card, users can choose from three options: cryptocurrency transfer, bank transfer, or payment via other Visa or Mastercard cards. The platform supports 18 types of cryptocurrency, including BTC and USDT in both TRC20 and ERC20 formats. Each user can mix and match top-up methods based on their preferences or circumstances.

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Registration on the platform only takes a few minutes, with options for signing in via Apple ID, Google, Telegram, WhatsApp, or email. Customer support is available 24/7, and managers respond promptly to requests via Telegram, WhatsApp, and live chat.

Conclusion

PSTNET’s virtual cards can help you save on Facebook Ads. They allow you to control each campaign’s budget and avoid unnecessary charges. For added savings, go for cards with 3% cashback to get a portion of your spending back. The cards support over 25 trusted BINs and have other features that align with Meta’s policies, resulting in minimal declines. Managing budgets by distributing them across individual cards also helps save money. Assign budgets to separate cards for different campaigns, and you’ll have precise control over each campaign’s spending.